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# Be

Shaping the future

## Posts

- [Banks Must Look At 10 Key Areas To Rethink Their Business Models](https://www.be-tse.it/banks-must-look-at-10-key-areas-to-rethink-their-business-models/) - #Post Excerpt
- [Deutsche Bundesbank to evolve German payments with support from Be Group](https://www.be-tse.it/deutsche-bundesbank-to-evolve-german-payments-with-support-from-be/) - #Post Excerpt
- [Why banks and Fintechs are still in the honeymoon period](https://www.be-tse.it/why-banks-and-fintechs-are-still-in-the-honeymoon-period/) - #Post Excerpt
- [Do not disturb: digital evolution in place](https://www.be-tse.it/do-not-disturb-digital-evolution-in-place/) - #Post Excerpt
- [La banca e l’evoluzione digitale: una piattaforma per soddisfare i bisogni dei clienti e sviluppare il business](https://www.be-tse.it/it/banca-evoluzione-digitale-clienti-business/) - Il progetto di una banca di nuova generazione totalmente digitale, per soddisfare in maniera innovativa e attraverso il digital i bisogni di imprese e famiglie
- [CFO And CRO Functions To Converge As Market Volatility Encreases Pressure On Banks](https://www.be-tse.it/cfo-and-cro-functions-to-converge-as-market-volatility-encreases-pressure-on-banks/) - #Post Excerpt
- [BlockChain: real disruption in the financial market?](https://www.be-tse.it/blockchain-real-disruption-in-the-financial-market/) - #Post Excerpt
- [Deutsche Bundesbank to evolve German payments with support from Be Group](https://www.be-tse.it/deutsche-bundesbank-to-evolve-german-payments-with-support-from-be/) - #Post Excerpt
- [Why banks and Fintechs are still in the honeymoon period](https://www.be-tse.it/why-banks-and-fintechs-are-still-in-the-honeymoon-period/) - #Post Excerpt
- [Do not disturb: digital evolution in place](https://www.be-tse.it/do-not-disturb-digital-evolution-in-place/) - #Post Excerpt
- [CFO And CRO Functions To Converge As Market Volatility Encreases Pressure On Banks](https://www.be-tse.it/cfo-and-cro-functions-to-converge-as-market-volatility-encreases-pressure-on-banks/) - #Post Excerpt
- [Banks Must Look At 10 Key Areas To Rethink Their Business Models](https://www.be-tse.it/banks-must-look-at-10-key-areas-to-rethink-their-business-models/) - #Post Excerpt
- [Refocusing on customer: the Augmented Customer Experience (ACE)](https://www.be-tse.it/refocusing-on-customer-the-augmented-customer-experience-ace/) - #Post Excerpt
- [L’approccio data-driven per gestire la trasformazione digitale in ambito bancario](https://www.be-tse.it/it/data-driven-trasformazione-digitale-ambito-bancario/) - Un primario gruppo bancario sta affrontando la sfida della trasformazione in ambito dati sia dal punto di vista tecnologico che metodologico
- [La Digital Transformation in ambito assicurativo](https://www.be-tse.it/it/digital-transformation-ambito-assicurativo/) - Una primaria istituzione finanziaria italiana affronta la sfida della trasformazione digitale in termini di processi organizzativi e modelli di business
- [Data Monetisation and Loyalty can generate relevant value for “passion-driven” brands](https://www.be-tse.it/data-monetisation-and-loyalty-can-generate-relevant-value-for-passion-driven-brands/) - Innovation in loyalty models combined with Big Data and analytics opportunities can create huge opportunities for many brands, especially in those industries that mostly engage customers on their passion and interests. Sport, Entertainment, Travel & Leisure are high potential sectors in this perspective, even if each of them implies different business models and engagement processes.
- [Refocusing on customer: the Augmented Customer Experience (ACE)](https://www.be-tse.it/refocusing-on-customer-the-augmented-customer-experience-ace/) - We are living a "momentum" where many more consumers engage digitally and innovation is continuously challenging the “rules-of-the-game”. So far organisations have been developing their strategies in order to become more focused on the way they serve customers. As a result, subjects like Multi-channels and Omni-channels experience have been predominant. Nowadays, we do believe that
- [What’s next for loyalty schemes?](https://www.be-tse.it/whats-next-for-loyalty-schemes/) - Technology has been the driver of change in recent years. New arrivals in the tech landscape including mobile payments and business diversifications like M&S or Tesco cards have made innovation critical for differentiation. At the moment, Apple and Samsung payments coexist with cards, but the future may be different. The smartphone has already become the
- [Compliance Alignment Is A Real Opportunity To Create Business Value](https://www.be-tse.it/compliance-alignment-is-a-real-bussines-opportunity/) - Recent disruptions in finance and overall market scenarios have imposed to European Regulators to build up significant barriers to limit the risks associated to banking and financial activities. These barriers are developing Financial transactions, Payment services , Credit and generally avoiding dangerous events happening again at system level, by asking Institutes to be traceable in
- [Is “End-2-End” The New Paradigm In Performance Monitoring?](https://www.be-tse.it/is-end-2-end-the-new-paradigm-in-performance-monitoring/) - “End-2-End” is becoming a recurring definition to describe the new approaches utilised in the area of performance monitoring (and in banking, in general). When this definition is not misused, an “End-2-End” approach implies that one activity (eg. a specific business process) is monitored from only two observation points: the input and the output. No matter
- [How To Be Successful In Ambitious IT Transformation In Capital Markets](https://www.be-tse.it/the-success/) - Increasing competitiveness in financial markets and the (“expected”) growth of both volume and complexity of financial instruments are bringing banks to enhance their technology platforms to ensure greater flexibility and be able to face challenges with an efficient time-to-market. More than two years ago, one of our clients, the Investment bank of a leading Italian
- [EU Launches New Short Selling Regulation](https://www.be-tse.it/eu-launches-new-short-selling-regulation/) - Since the 2008, amid the financial market turmoil, numerous countries imposed short selling bans to limit market bets on EU listed shares or bonds that caused falling in prizes, thus affecting market stability. From November, the new EU short selling regulation (236/2012) has come into force harmonizing provisions throughout the EU and soughting to regulate
- [Central Counterparty Clearing Reduces Market Risk](https://www.be-tse.it/central-counterparty-clearing-reduces-market-risk/) - A Central Counterparty Clearing (CCP) interposes itself as legal counterparty to both sides of transactions in a market. Contracts are entered into bilaterally and then transferred by novation to the clearing house, which becomes the buyer to every seller and the seller to every buyer. CCPs have long been used by derivatives exchanges and a
- [Loyalty Is Becoming The New Growth Enabler In Financial Services](https://www.be-tse.it/loyalty/) - Tesco, British Airways, Amex Membership Rewards, Millemiglia, Bonus Garanti, Sconti Banco-Posta, Nectar. We all know those loyalty programmes first as consumers and then as advisors of many of these market players. Since early 70’s, when manufacturers launched initiatives to stimulate their goods purchases (independent points collection), the loyalty initiatives have become the core of marketing
- [Pain With A Prospect Of Gain For European Insurers](https://www.be-tse.it/pain-with-a-prospect-of-gain/) - European insurers seem to be trapped in a pincer movement between regulatory change and the potential impact from sovereign debt defaults and recession-driven declines on the asset values supporting insurers’ liabilities on the equity market. Low interest rates continue to impact financial resilience as life companies struggle to maintain margins and limit the impact on
- [Insurance Companies To Focus On Product Suitability](https://www.be-tse.it/companies-to-focus-on-product-suitability/) - The UK has suffered several mis-selling scandals including Payment Protection Insurance (with billions paid in compensation) through to interest rate hedging products which appear to have been unsuitable for small businesses in 90% of cases investigated to-date. Little wonder the regulator is focused on improved customer outcomes. In the investment arena, we have just seen
- [Is “End-2-End” The New Paradigm In Performance Monitoring?](https://www.be-tse.it/is-end-2-end-the-new-paradigm/) - “End-2-End” is becoming a recurring definition to describe the new approaches utilised in the area of performance monitoring (and in banking, in general). When this definition is not misused, an “End-2-End” approach implies that one activity (eg. a specific business process) is monitored from only two observation points: the input and the output. No matter
- [Video Banking Can Provide An Answer To The Request For Increased Productivity](https://www.be-tse.it/video-banking-can-provide-an-answer-to-the-request-for-increased-productivity/) - People prefer to interact and learn visually. Our perception of what makes a good experience is influenced by the context of interactions and the interplay between our senses. This is particularly important as customers increasingly desire (and often do) control the time, place, channel and form in which they receive information. To date communication technology
- [The New Era Of Credit Risk And Liquidity Management](https://www.be-tse.it/credit-risk-liquidity-management-and-optimized-use/) - The craft of “good banking” is a fine art that has evolved over the centuries. It has always been based on a balance between profit, containment of credit risk and liquidity management. Credit risk is usually defined as the risk that a counterparty will not settle an obligation for full value. It stems out from
- [Paperless Operations, What’s The Real Challenge?](https://www.be-tse.it/paperless-operations-whats-the-real-challenge/) - As most industry analysts have noted, the financial services industry is starting to embrace multiple aspects of a paperless transformation. The benefits stretch beyond mitigating risk, eliminating costs and improving operational efficiencies and move toward ultimately improving the customer and employee experience. A strong unrevealed amount of digital data will also be available to marketing/risk
- [RTO Emerges As A New Crucial Unit To Avoid Financial Disruption](https://www.be-tse.it/rto-emerges-as-a-new-crucial-unit-to-protect-banks-business-performance/) - The long-lasting financial crisis has generated a range of effects: the increasing competitive pressure, the difficulty to keep stable revenues streams, the lack of a trusted relationship with the consumer and corporate customers. Overall, we can say that today’s strong appetite of both global and domestic banks to avoid new “financial disruptions” has caused a
- [Is GRC  Just Another Acronym Or A Real Opportunity?](https://www.be-tse.it/is-grc-just-another-acronym-or-a-real-challenge/) - We all know that, in response to the recent financial crisis, regulators across the globe are focusing on a more robust supervision of all players in the financial services industry. A key effect of this trend is not only the launch of an increasing number of regulatory initiatives but also the fact that the Compliance
- [How To Derive Value From “Artificial Adaptive Systems”](https://www.be-tse.it/be-finalizing-pilot-of-artificial-adaptive-systems/) - The fraudulent behaviors in the Telecommunications market are traditionally very complex to a point where they look turbulent in their continuous development and extremely high variability, which is due to the rapid technological evolution. All of this requires the Telecom companies to invest substantially in anti-fraud research and innovation processes, as well as to suffer
- [In-Depth Investigations Can help Banks Preventing Frauds On Public Funds Allocation](https://www.be-tse.it/be-can-conduct-in-depth-investigations-to-help-banks-better-preventing-frauds-on-public-funds-allocation/) - Public funds attract an enormous number of organizations across Europe. Indeed, considering the overall amount of the funds and their relevance as tools for speeding economic growth and innovation, there is an increased attention from institutions and citizens to prevent this specific type of frauds. At EU level, OLAF (the European Anti-Fraud Office), has reported
- [Cib Divisions Need To Launch New Product For SMEs](https://www.be-tse.it/be-supports-cib-division-of-leading-european-bank-in-launching-new-product-for-smes/) - The financial crisis is bringing deep repercussions for the SME sector (small and medium enterprises) resulting in shrinking revenues with reduced strategic vision and low investment capability. This challenge is common across the EU region, but Italy, given the weight of its SME sector (>95% of total companies) is significantly under pressure. The primary effect of
- [New financial products for the Italian SME Market](https://www.be-tse.it/new-financial-products-for-the-italian-sme-market/) - In the last few years, the ongoing Italian recession has had a significant impact on the Mid Corporate Market. Based on the latest Cerved data (i.e. an official Italian repository for Companies Balance Sheets) published in a report by the Bank of Italy, only 50% of companies have recovered their pre-crisis turnover. Moreover, companies have
- [The Impact Of T2S Is About To Reshape Securities And Payments Industries In Europe](https://www.be-tse.it/the-impact-of-target-2-securities-is-about-to-reshape-securities-and-payments-industries-in-europe/) - The financial crisis of the first years of the new millennium pushed national and international financial and monetary Authorities to re-think the payments and securities settlement context. With reference to the Eurozone, the ECB decided to evolve the security settlement landscape by adopting the same approach they had followed for wholesale payments with the introduction
- [Banks Need An “Holistic” Approach To Set Up Outsourcing Supervision And Monitoring Systems](https://www.be-tse.it/be-has-created-its-own-holistic-approach-to-set-up-outsourcing-supervision-and-monitoring-systems/) - Many European financial players are thinking of outsourcing large components of their operational and ICT services, as a consequence of a widespread trend to “focus on core business”. This strategy needs the implementation of an “outsourcing supervision and monitoring system”. This topic is subject to specific domestic and EU provisions which underline its growing importance
- [Italian Prepaid Card Market: Any Room For Growth?](https://www.be-tse.it/italian-prepaid-card-market-any-room-for-growth/) - With 25 million prepaid cards issued, Italy is the largest prepaid country in the world. It is seen by many as a case study of what can be achieved by prepaid cards and a laboratory for new successful products. Unlike in other regions, where prepaid cards are used by a small proportion of under banked
- [Use Of Co-Browsing Technologies Pushes The Growth Of Remote Advice](https://www.be-tse.it/use-of-co-browsing-technologies-pushes-the-growth-of-remote-advice/) - Whilst the wealth management industry has been struggling with market volatility, low returns and increasingly risk averse clients, another phenomenon has been gradually gathering momentum. The incredible rise in ownership of smartphones such as Apple iPhone and Samsung Galaxy, plus plunging data tariffs and increasing broadband and Wi-Fi penetration has changed the way that people
- [Mobile Payment: The New Frontier Of Mobile Banking](https://www.be-tse.it/mobile-payment-the-new-frontier-of-mobile-banking/) - Banks that are focused on service level and innovation have grasped that m-banking is the hint to manage all the aspects of their customers daily lives, providing access to financial services through mobile devices. Mobile Payment represents a significant opportunity for Banks to create new revenue streams, being a centerpiece of a multi-channel strategy. Different
- [Foreign Exchange Is A key Profit Area For Our Clients  Where Automation And Innovation Are Now A “Must”](https://www.be-tse.it/multichannel-interoperability-is-the-key-driver-for-banks-to-improve-their-business-performance/) - The FX market volume – the market where currencies are traded – exceeds 5tn dollars a day, making it the biggest and most liquid financial market globally. The FX catalogue include cash products (spot, forward, swap, ndf) and derivatives (options, structured products). The FX market is the backbone of international trade and global investing: on
- [Support Innovation](https://www.be-tse.it/lorem-ipsum-3/) - We live in a world that is more globalised than ever before. Making connections is now easy. Technology is to thank for this as we use it to support everyday activities from sending emails, calling friends, shopping at the supermarket, travelling on the tube and even buying coffee. Every one of these actions, and in
- [OLD CFO and CRO functions to converge as market volatility increases pressure on Banks](https://www.be-tse.it/cfo-and-cro-functions-to-converge-as-market-volatility-increases-pressure-on-banks/) - CFOs and CROs in the financial sector are facing a period of simultaneous and disruptive events consequent to the recent financial crisis. Markets and economic volatility together with regulatory and commercial pressures are producing a challenging environment never seen in the past. Finance and risk functions within many financial firms have begun to build a
- [Rethink Your Business](https://www.be-tse.it/lorem-ipsum-4/) - Digital transformation is unstoppable. Digital is persistent, ubiquitous and affects every industry and business. This means that all organisations need to understand the impact digital will have on their products, services, systems, infrastructure and, critically, their business model and organisational structures. Today, despite the level of disruption, digital is only in its early days
- [BlockChain: real disruption in the financial market?](https://www.be-tse.it/blockchain-real-disruption-in-the-financial-market/) - The open-source cryptocurrency protocol (i.e. Bitcoin) was published in 2009 by Satoshi Nakamoto, an anonymous developer (or group of bitcoin developers) hiding behind this alias. The true identity of Satoshi Nakamoto has not been revealed yet, although the concept traces its roots back to the cypher-punk movement; and there’s no shortage of speculative theories across the
- [Data Monetisation and Loyalty can generate relevant value for “passion-driven” brands](https://www.be-tse.it/data-monetisation-and-loyalty-can-generate-relevant-value-for-passion-driven-brands/) - Innovation in loyalty models combined with Big Data and analytics opportunities can create huge opportunities for many brands, especially in those industries that mostly engage customers on their passion and interests. Sport, Entertainment, Travel & Leisure are high potential sectors in this perspective, even if each of them implies different business models and engagement processes.
- [Monetise Assets](https://www.be-tse.it/lorem-ipsum/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur vel malesuada augue. Suspendisse cursus pulvinar augue eget suscipit. In vulputate tortor in turpis malesuada porta. Curabitur pulvinar dolor ac ultrices volutpat. Aenean porttitor, mauris sit amet aliquet porttitor, arcu neque imperdiet lacus, ut porta tortor magna nec dui. Vestibulum ut ligula a risus suscipit faucibus.
- [Paperless Operations, What’s The Real Challenge?](https://www.be-tse.it/paperless-operations-whats-the-real-challenge/) - As most industry analysts have noted, the financial services industry is starting to embrace multiple aspects of a paperless transformation. The benefits stretch beyond mitigating risk, eliminating costs and improving operational efficiencies and move toward ultimately improving the customer and employee experience. A strong unrevealed amount of digital data will also be available to marketing/risk
- [Banks Need An “Holistic” Approach To Set Up Outsourcing Supervision And Monitoring Systems](https://www.be-tse.it/be-has-created-its-own-holistic-approach-to-set-up-outsourcing-supervision-and-monitoring-systems/) - Many European financial players are thinking of outsourcing large components of their operational and ICT services, as a consequence of a widespread trend to “focus on core business”. This strategy needs the implementation of an “outsourcing supervision and monitoring system”. This topic is subject to specific domestic and EU provisions which underline its growing importance
- [How To Derive Value From “Artificial Adaptive Systems”](https://www.be-tse.it/be-finalizing-pilot-of-artificial-adaptive-systems/) - The fraudulent behaviors in the Telecommunications market are traditionally very complex to a point where they look turbulent in their continuous development and extremely high variability, which is due to the rapid technological evolution. All of this requires the Telecom companies to invest substantially in anti-fraud research and innovation processes, as well as to suffer
- [Foreign Exchange Is A key Profit Area For Our Clients  Where Automation And Innovation Are Now A “Must”](https://www.be-tse.it/multichannel-interoperability-is-the-key-driver-for-banks-to-improve-their-business-performance/) - The FX market volume – the market where currencies are traded – exceeds 5tn dollars a day, making it the biggest and most liquid financial market globally. The FX catalogue include cash products (spot, forward, swap, ndf) and derivatives (options, structured products). The FX market is the backbone of international trade and global investing: on
- [Is “End-2-End” The New Paradigm In Performance Monitoring?](https://www.be-tse.it/is-end-2-end-the-new-paradigm-in-performance-monitoring/) - “End-2-End” is becoming a recurring definition to describe the new approaches utilised in the area of performance monitoring (and in banking, in general). When this definition is not misused, an “End-2-End” approach implies that one activity (eg. a specific business process) is monitored from only two observation points: the input and the output. No matter
- [Mobile Payment: The New Frontier Of Mobile Banking](https://www.be-tse.it/mobile-payment-the-new-frontier-of-mobile-banking/) - Banks that are focused on service level and innovation have grasped that m-banking is the hint to manage all the aspects of their customers daily lives, providing access to financial services through mobile devices. Mobile Payment represents a significant opportunity for Banks to create new revenue streams, being a centerpiece of a multi-channel strategy. Different
- [Italian Prepaid Card Market: Any Room For Growth?](https://www.be-tse.it/italian-prepaid-card-market-any-room-for-growth/) - With 25 million prepaid cards issued, Italy is the largest prepaid country in the world. It is seen by many as a case study of what can be achieved by prepaid cards and a laboratory for new successful products. Unlike in other regions, where prepaid cards are used by a small proportion of under banked
- [Loyalty Is Becoming The New Growth Enabler In Financial Services](https://www.be-tse.it/loyalty/) - Tesco, British Airways, Amex Membership Rewards, Millemiglia, Bonus Garanti, Sconti Banco-Posta, Nectar. We all know those loyalty programmes first as consumers and then as advisors of many of these market players. Since early 70’s, when manufacturers launched initiatives to stimulate their goods purchases (independent points collection), the loyalty initiatives have become the core of marketing
- [What’s next for loyalty schemes?](https://www.be-tse.it/whats-next-for-loyalty-schemes/) - Technology has been the driver of change in recent years. New arrivals in the tech landscape including mobile payments and business diversifications like M&S or Tesco cards have made innovation critical for differentiation. At the moment, Apple and Samsung payments coexist with cards, but the future may be different. The smartphone has already become the
- [The Impact Of T2S Is About To Reshape Securities And Payments Industries In Europe](https://www.be-tse.it/the-impact-of-target-2-securities-is-about-to-reshape-securities-and-payments-industries-in-europe/) - The financial crisis of the first years of the new millennium pushed national and international financial and monetary Authorities to re-think the payments and securities settlement context. With reference to the Eurozone, the ECB decided to evolve the security settlement landscape by adopting the same approach they had followed for wholesale payments with the introduction
- [New financial products for the Italian SME Market](https://www.be-tse.it/new-financial-products-for-the-italian-sme-market/) - In the last few years, the ongoing Italian recession has had a significant impact on the Mid Corporate Market. Based on the latest Cerved data (i.e. an official Italian repository for Companies Balance Sheets) published in a report by the Bank of Italy, only 50% of companies have recovered their pre-crisis turnover. Moreover, companies have
- [The New Era Of Credit Risk And Liquidity Management](https://www.be-tse.it/credit-risk-liquidity-management-and-optimized-use/) - The craft of “good banking” is a fine art that has evolved over the centuries. It has always been based on a balance between profit, containment of credit risk and liquidity management. Credit risk is usually defined as the risk that a counterparty will not settle an obligation for full value. It stems out from
- [Is GRC  Just Another Acronym Or A Real Opportunity?](https://www.be-tse.it/is-grc-just-another-acronym-or-a-real-challenge/) - We all know that, in response to the recent financial crisis, regulators across the globe are focusing on a more robust supervision of all players in the financial services industry. A key effect of this trend is not only the launch of an increasing number of regulatory initiatives but also the fact that the Compliance
- [RTO Emerges As A New Crucial Unit To Avoid Financial Disruption](https://www.be-tse.it/rto-emerges-as-a-new-crucial-unit-to-protect-banks-business-performance/) - The long-lasting financial crisis has generated a range of effects: the increasing competitive pressure, the difficulty to keep stable revenues streams, the lack of a trusted relationship with the consumer and corporate customers. Overall, we can say that today’s strong appetite of both global and domestic banks to avoid new “financial disruptions” has caused a
- [Compliance Alignment Is A Real Opportunity To Create Business Value](https://www.be-tse.it/compliance-alignment-is-a-real-bussines-opportunity/) - Recent disruptions in finance and overall market scenarios have imposed to European Regulators to build up significant barriers to limit the risks associated to banking and financial activities. These barriers are developing Financial transactions, Payment services , Credit and generally avoiding dangerous events happening again at system level, by asking Institutes to be traceable in
- [Use Of Co-Browsing Technologies Pushes The Growth Of Remote Advice](https://www.be-tse.it/use-of-co-browsing-technologies-pushes-the-growth-of-remote-advice/) - Whilst the wealth management industry has been struggling with market volatility, low returns and increasingly risk averse clients, another phenomenon has been gradually gathering momentum. The incredible rise in ownership of smartphones such as Apple iPhone and Samsung Galaxy, plus plunging data tariffs and increasing broadband and Wi-Fi penetration has changed the way that people
- [Cib Divisions Need To Launch New Product For SMEs](https://www.be-tse.it/be-supports-cib-division-of-leading-european-bank-in-launching-new-product-for-smes/) - The financial crisis is bringing deep repercussions for the SME sector (small and medium enterprises) resulting in shrinking revenues with reduced strategic vision and low investment capability. This challenge is common across the EU region, but Italy, given the weight of its SME sector (>95% of total companies) is significantly under pressure. The primary effect of
- [EU Launches New Short Selling Regulation](https://www.be-tse.it/eu-launches-new-short-selling-regulation/) - Since the 2008, amid the financial market turmoil, numerous countries imposed short selling bans to limit market bets on EU listed shares or bonds that caused falling in prizes, thus affecting market stability. From November, the new EU short selling regulation (236/2012) has come into force harmonizing provisions throughout the EU and soughting to regulate
- [Central Counterparty Clearing Reduces Market Risk](https://www.be-tse.it/central-counterparty-clearing-reduces-market-risk/) - A Central Counterparty Clearing (CCP) interposes itself as legal counterparty to both sides of transactions in a market. Contracts are entered into bilaterally and then transferred by novation to the clearing house, which becomes the buyer to every seller and the seller to every buyer. CCPs have long been used by derivatives exchanges and a
- [How To Be Successful In Ambitious IT Transformation In Capital Markets](https://www.be-tse.it/the-success/) - Increasing competitiveness in financial markets and the (“expected”) growth of both volume and complexity of financial instruments are bringing banks to enhance their technology platforms to ensure greater flexibility and be able to face challenges with an efficient time-to-market. More than two years ago, one of our clients, the Investment bank of a leading Italian
- [In-Depth Investigations Can help Banks Preventing Frauds On Public Funds Allocation](https://www.be-tse.it/be-can-conduct-in-depth-investigations-to-help-banks-better-preventing-frauds-on-public-funds-allocation/) - Public funds attract an enormous number of organizations across Europe. Indeed, considering the overall amount of the funds and their relevance as tools for speeding economic growth and innovation, there is an increased attention from institutions and citizens to prevent this specific type of frauds. At EU level, OLAF (the European Anti-Fraud Office), has reported
- [Video Banking Can Provide An Answer To The Request For Increased Productivity](https://www.be-tse.it/video-banking-can-provide-an-answer-to-the-request-for-increased-productivity/) - People prefer to interact and learn visually. Our perception of what makes a good experience is influenced by the context of interactions and the interplay between our senses. This is particularly important as customers increasingly desire (and often do) control the time, place, channel and form in which they receive information. To date communication technology
- [Insurance Companies To Focus On Product Suitability](https://www.be-tse.it/companies-to-focus-on-product-suitability/) - The UK has suffered several mis-selling scandals including Payment Protection Insurance (with billions paid in compensation) through to interest rate hedging products which appear to have been unsuitable for small businesses in 90% of cases investigated to-date. Little wonder the regulator is focused on improved customer outcomes. In the investment arena, we have just seen
- [Pain With A Prospect Of Gain For European Insurers](https://www.be-tse.it/pain-with-a-prospect-of-gain/) - European insurers seem to be trapped in a pincer movement between regulatory change and the potential impact from sovereign debt defaults and recession-driven declines on the asset values supporting insurers’ liabilities on the equity market. Low interest rates continue to impact financial resilience as life companies struggle to maintain margins and limit the impact on
- [Is “End-2-End” The New Paradigm In Performance Monitoring?](https://www.be-tse.it/is-end-2-end-the-new-paradigm/) - “End-2-End” is becoming a recurring definition to describe the new approaches utilised in the area of performance monitoring (and in banking, in general). When this definition is not misused, an “End-2-End” approach implies that one activity (eg. a specific business process) is monitored from only two observation points: the input and the output. No matter
- [OLD CFO and CRO functions to converge as market volatility increases pressure on Banks](https://www.be-tse.it/cfo-and-cro-functions-to-converge-as-market-volatility-increases-pressure-on-banks/) - CFOs and CROs in the financial sector are facing a period of simultaneous and disruptive events consequent to the recent financial crisis. Markets and economic volatility together with regulatory and commercial pressures are producing a challenging environment never seen in the past. Finance and risk functions within many financial firms have begun to build a
- [Support Innovation](https://www.be-tse.it/lorem-ipsum-3/) - We live in a world that is more globalised than ever before. Making connections is now easy. Technology is to thank for this as we use it to support everyday activities from sending emails, calling friends, shopping at the supermarket, travelling on the tube and even buying coffee. Every one of these actions, and in
- [](https://www.be-tse.it/839/) - Eventi Societari Comunicazioni in merito a tutti gli eventi societari di Be Think, Solve, Execute. Calendario societario Calendario_eventi_societari_2015_2
- [test articoli](https://www.be-tse.it/test-articoli/)
- [Rethink Your Business](https://www.be-tse.it/lorem-ipsum-4/) - Digital transformation is unstoppable. Digital is persistent, ubiquitous and affects every industry and business. This means that all organisations need to understand the impact digital will have on their products, services, systems, infrastructure and, critically, their business model and organisational structures. Today, despite the level of disruption, digital is only in its early days
- [Engage Customers](https://www.be-tse.it/lorem-ipsum-2/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur vel malesuada augue. Suspendisse cursus pulvinar augue eget suscipit. In vulputate tortor in turpis malesuada porta. Curabitur pulvinar dolor ac ultrices volutpat. Aenean porttitor, mauris sit amet aliquet porttitor, arcu neque imperdiet lacus, ut porta tortor magna nec dui. Vestibulum ut ligula a risus suscipit faucibus.
- [post di bilanci e rel](https://www.be-tse.it/post-di-bilanci-e-rel/) - prova

## Pages

- [Home - Landing](https://www.be-tse.it/)
- [Apply Now](https://www.be-tse.it/apply-now/) - #Page Content
- [Apply Now](https://www.be-tse.it/apply-now/) - #Page Content
- [Corporate Events](https://www.be-tse.it/investor/corporate-events/) - Corporate Calendar 2023 Events 2022 DATE SUBJECT EVENTS February 24, Friday Board of Directors' meeting Approval of the draft Financial Statements for the year ended December 31, 2022 April 20, Thursday (first call) April 21, Friday (second call) Shareholders' Meeting Approval of the Financial Statements for the year ended December 31, 2022 and renew corporate
- [Sustainability](https://www.be-tse.it/sustainability/)
- [Disclaimer OPA Engineering](https://www.be-tse.it/disclaimer-opa-engineering/) - PLEASE READ CAREFULLY THE FOLLOWING RESTRICTIONS AND CONDITIONS RELATING TO ACCESS TO THIS SECTION OF THE WEBSITE The following contains important information in relation to the total mandatory tender offer (offerta pubblica di acquisto obbligatoria totalitaria) (the “Offer“) for the ordinary shares (the “Shares“) of Be Shaping The Future S.p.A. (the “Issuer“).. The Offer is
- [OPA Engineering](https://www.be-tse.it/opa-engineering/) - Filter by Year 2022 Opa Engineering 2022 Data Be | Corporate Presentation | 1Q2022 16/05/2022 Be | Corporate Presentation | FY2021 Call 23/03/2022 2021 Results – Earnings Conference Call 16/03/2022
- [OPA Engineering](https://www.be-tse.it/investor/opa-engineering/) - Filter by Year 2022 Opa Engineering 2022 Data Delisting 28/12/2022 Press Release final results 95% threshold exceeded 19/12/2022 PR - provisional results 95% threshold exceeded 16/12/2022 CS ex art. 41 RE - 16.12.22 16/12/2022 Press Release exceeded threshold of 90 15/12/2022 CS ex art. 41 RE - 15.12.2022 15/12/2022 CS ex art. 41
- [Presentations](https://www.be-tse.it/investor/presentations/) - Filter by Year 2022 2021 2020 2019 Presentations 2022 Data Be | Corporate Presentation | 1Q2022 16/05/2022 Be | Corporate Presentation | FY2021 Call 23/03/2022 2021 Results – Earnings Conference Call 16/03/2022 Presentations 2021 Data Be | Corporate Presentation | 3Q 2021 03/11/2021 2021 Mid Year Results - Earnings Conference Call 02/08/2021 Be | Corporate
- [Newsroom](https://www.be-tse.it/investor/comunicati-stampa-2-2/) - News Presentations - Pre 2019 Press Some documents are available only in Italian
- [Financial Reports](https://www.be-tse.it/investor/financial-reports/) - Documents prior to 2014 are available only in Italian
- [Investors Archive](https://www.be-tse.it/investor/) - Geography and Structure A Pan-European network of companies involving over 1.000 professionals Financial Highlights " >A snapshot on the most relevant figures of the Group Info on Be Share " >Our Shareholding structure and other useful Corporate information Newsroom " >Our repository of News, Press Releases and Presentations
- [Procedure & Documenti](https://www.be-tse.it/it/parti-correlate/) - #Page Content
- [Procedures & Documents](https://www.be-tse.it/procedures/) - #Page Content
- [Redirect](https://www.be-tse.it/redirect/)
- [Redirect](https://www.be-tse.it/redirect/)
- [Anna Lambiase](https://www.be-tse.it/a_taverna-9/) - Dottore commercialista, Master in finanza, dopo esperienze presso Banche d’affari di matrice internazionale nel Corporate Finance e nei processi di quotazione, nel 2001 fonda IR Top, partner Equity Markets di Borsa Italiana, società leader in Italia per la consulenza sulle Investor Relations e la comunicazione finanziaria per società quotate e quotande. Attualmente ricopre anche la
- [Contatti](https://www.be-tse.it/business/locations/) - Sedi Principali ITALIA Roma Viale dell’Esperanto, 71 00144 Roma Milano Piazza Affari, 2 20123 Milano EUROPA Londra (UK) 60 Moorgate London EC2R 6EL Monaco (DE) Arabellastraße 30 81925 Munich Francoforte (DE) Berliner Straße 44 60311 Frankfurt am Main Vienna (AUT) Brucknerstraße 2 Tür 3 1040 Wien Zurigo (CH) Churerstrasse 42 CH-8808 Pfäffikon Varsavia (PL) Aleja Jana
- [Contacts](https://www.be-tse.it/business/locations/) - Headquarters ITALY Rome Viale dell’Esperanto, 71 00144 Rome Milan Piazza Affari, 2 20123 Milan EUROPE London (UK) 60 Moorgate London EC2R 6EL Munich (DE) Arabellastraße 30 81925 Munich Frankfurt am Main (DE) Berliner Straße 44 60311 Frankfurt am Main Vienna (AUT) Brucknerstraße 2 Tür 3 1040 Wien Zurich (CH) Churerstrasse 42 CH-8808 Pfäffikon
- [Azioni](https://www.be-tse.it/shares/) - #Page Content
- [Shares](https://www.be-tse.it/shares/) - #Page Content
- [Archivio Investors](https://www.be-tse.it/investor/) - #Page Content
- [IR Contacts](https://www.be-tse.it/ir-contacts/) - #Page Content
- [Contatti IR](https://www.be-tse.it/ir-contacts/) - #Page Content
- [shares](https://www.be-tse.it/investor/opa-engineering/) - #Page Content
- [Investor Dealing](https://www.be-tse.it/investor-dealing/) - #Page Content
- [Investor Dealing](https://www.be-tse.it/investor-dealing/) - #Page Content
- [Eventi Societari](https://www.be-tse.it/investor/corporate-events/) - #Page Content
- [Figure Chiave Tab3](https://www.be-tse.it/key-figures-tab3/) - #Page Content
- [Key Figures Tab3](https://www.be-tse.it/key-figures-tab3/) - #Page Content
- [Key Figures Tab2](https://www.be-tse.it/key-figures-tab2/) - #Page Content
- [Figure Chiave Tab2](https://www.be-tse.it/key-figures-tab2/) - #Page Content
- [Figure Chiavi Tab1](https://www.be-tse.it/key-figures-tab1/) - #Page Content
- [Key Figures Tab1](https://www.be-tse.it/key-figures-tab1/) - #Page Content
- [Support Innovation](https://www.be-tse.it/business/support-innovation/) - #Page Content
- [Boards](https://www.be-tse.it/boards/) - #Page Content
- [Organi societari](https://www.be-tse.it/boards/) - #Page Content
- [Disclaimer OPA Engineering](https://www.be-tse.it/disclaimer-opa-engineering/) - #Page Content
- [Shareholders Meetings](https://www.be-tse.it/investor/key-figures/shareholders-meetings_new/) - #Page Content
- [Assemblee](https://www.be-tse.it/investor/key-figures/shareholders-meetings_new/) - #Page Content
- [Presentazioni](https://www.be-tse.it/investor/presentations/) - #Page Content
- [Newsroom](https://www.be-tse.it/investor/comunicati-stampa-2-2/) - undefinedPage Content
- [Capital Increases](https://www.be-tse.it/investor/increase-in-capital/) - #Page Content
- [Incremento di Capitale](https://www.be-tse.it/investor/increase-in-capital/) - #Page Content
- [Bilanci e Relazioni](https://www.be-tse.it/investor/financial-reports/) - #Page Content
- [GEOGRAPHY AND STRUCTURE](https://www.be-tse.it/geography-and-structure/)
- [GEOGRAFIA E STRUTTURA](https://www.be-tse.it/geography-and-structure/)
- [Sostenibilità](https://www.be-tse.it/sustainability/)
- [Questions](https://www.be-tse.it/careers/your-questions/) - FREQUENTLY ASKED QUESTIONS Here are some of the questions we get asked frequently. 1. How do I search for current vacancies? If you are a graduate you may send a speculative application via the Graduate page. Experienced candidates may search for vacancies published on the Opportunities. 2. Can I apply for a role in more than
- [Questions](https://www.be-tse.it/careers/your-questions/) - FREQUENTLY ASKED QUESTIONS Here are some of the questions we get asked frequently. 1. How do I search for current vacancies? If you are a graduate you may send a speculative application via the Graduate page. Experienced candidates may search for vacancies published on the Opportunities. 2. Can I apply for a role in more than
- [PresentazioniOLD](https://www.be-tse.it/it/investors/dati-rilevanti/presentazioni/) - Data Presentazione Starconference Londra 06/10/2015 Presentazione Starconference Milano 24/03/2015 ANNO 2014 ANNO 2013 ANNO 2012 ANNO 2011 ANNO 2010
- [Sistema di Governance](https://www.be-tse.it/investor/corporate-governance/) - Azioni OrganiSocietari Assemblee Internal Dealing Parti Correlate Documenti Incremento di Capitale Contatti IR
- [Home](https://www.be-tse.it/business/)
- [Home Ita](https://www.be-tse.it/business/) - Be supporta le principali banche ed assicurazioni nel gestire le complessità derivanti dall’evoluzione del business per raggiungere i traguardi più sfidanti.
- [People@Be](https://www.be-tse.it/careers/people/) - Tenacia La consulenza è un acceleratore di esperienze che ti permette di acquisire un bagaglio di competenze e di condividere difficoltà e successi. Attitudine individuale Da noi, la velocità di crescita e di apprendimento è notevole, ideale per chi ha voglia di imparare e mettersi in gioco. Apertura al cambiamento Occorre essere flessibili e aperti
- [People@Be](https://www.be-tse.it/careers/people/) - ATTITUDE Our people have valuable attitudes in addition to excellent technical know-how. These qualities make Be a place where learning comes naturally. EMBRACING CHANGE You must be flexible and open minded to seize the opportunities that Be Group can offer. PERSEVERANCE You need to be determined in order to succeed and be ready to face
- [Apply Now Test](https://www.be-tse.it/apply-now-test/) - First Name * Last Name * Date of Birth * Gender * Male Female Address Street Number Postal Code City Country Mobile Number * E mail * Upload Your CV * Cover Letter Select your country of interest Select your location of interest Country First Choice Italy Germany Switzerland Austria Romania UK Poland Location First
- [Apply Now Test ITA](https://www.be-tse.it/it/apply-now-test/) - First Name * Last Name * Date of Birth * Gender * Male Female Address Street Number Postal Code City Country Mobile Number * E mail * Upload Your CV * Cover Letter Select your country of interest Select your location of interest Country First Choice Italy Germany Switzerland Austria Romania UK Poland Location First
- [Parti Correlate](https://www.be-tse.it/ir-contacts-2/) - Procedura in Materia di Operazioni con Parti Correlate 01/07/2014 Documenti Informativi Data Concessione a Be Think, Solve, Execute S.p.A. di una linea di credito per complessivi Euro 5.000.000,00 da parte di Intesa Sanpaolo S.p.A. 20/07/2015 Operazioni di cessione dei rami d'azienda da Be Solutions S.p.A. in favore di Be Operations S.p.A. e da Be
- [Related Party](https://www.be-tse.it/ir-contacts-2/) - Procedure for Related Parties Transactions 01/07/2014 Information Documents Date Information document concerning highly significant transactions with related parties 02/07/2015
- [Experienced](https://www.be-tse.it/careers/experienced/) - Arricchiamo continuamente il nostro team con consulenti esperti nei diversi ambiti dei financial services che abbiano maturato esperienza in realtà strutturate: grandi gruppi finanziari e assicurativi, istituzioni finanziarie, primarie società di consulenza direzionale. Cerchiamo professionisti con consolidata expertise nell’Information Technology che abbiano lavorato in ambiti progettuali complessi, risorse orientate all’innovazione e all’evoluzione tecnologica, che sappiano
- [Careers](https://www.be-tse.it/careers/)
- [Graduate](https://www.be-tse.it/careers/graduate/) - Be offre a giovani e brillanti studenti e neolaureati la possibilità di un concreto inserimento nel mondo del lavoro grazie a stage formativi ed assunzioni a tempo indeterminato. Le nostre persone devono avere iniziativa, determinazione, voglia costante di imparare, di crescere e migliorarsi per raggiungere obiettivi individuali e di gruppo. Le caratteristiche che cerchiamo maggiormente
- [Transformation Programs](https://www.be-tse.it/business/improve-performance/transformation-programs/) - A change in business model will impact a company’s entire organisational structure. For example, all bank networks (both physical and virtual) have to be realigned to the new business objective. This consequently leads to new operating model design projects and training for all employees across the company. Once the design phase has been completed,
- [Transaction Banking](https://www.be-tse.it/business/improve-performance/transaction-banking/) - In the current payment services market, the revenues from cash management and trade finance have positively impacted total banks revenues. This is on average between five to 20 per cent of total revenues and between 15 to 40 per cent of the corporate segment. This trend has been further amplified by the financial crisis
- [Securities & Clearing](https://www.be-tse.it/business/improve-performance/securities-clearing/) - There is a need for efficient collateral management. For this reason, the financial community requires retail and large value payment systems to evolve in favor of the development of the backed securities market. This will prevent new financial and monetary crises with global and systemic impact. Current collateral management processes show both internal (relating
- [Capital Markets](https://www.be-tse.it/business/improve-performance/capital-markets/) - Many players have been forced to become niche and deliver high-return tailored products and services to their clients. Others have opted for the flowing giant model to pursue high volumes. In both cases, keeping with the status quo is no longer an option. A distribution strategy leveraging new channels has become a key success
- [Credit Products & Processes](https://www.be-tse.it/business/improve-performance/credit-products-processes/) - The regulatory requirements of Basel 3 have made banks turn their attention toward credit recovery, in an attempt to reduce the provisions needed to cover these requirements. They have created internal units dedicated to the management of customers at high risk of loan deterioration and have become very proactive in managing their credit portfolios.
- [Cards & Mobile Payments](https://www.be-tse.it/business/improve-performance/cards-mobile-payments/) - We are living in a world where cash is no longer king. Mobile payments is an explosive market with acquisition activities and new entrants indicating that consumers are embracing the rapid growth of mobile. They are opting to make in-store mobile payments with a smartphone (or through wearables such as a watch or bracelet)
- [IT & Operations](https://www.be-tse.it/business/improve-performance/it-operations/) - In Europe, the growing need for productivity and efficiency is fostering the development of large multinational players. These players are investing in internal “shared-services”, which aim to ensure cross-border support for all business units. These large intra-group service operators manage IT, back-office operations, real estate, logistics and procurement. Building an integrated and flexible governance
- [Risk & Compliance](https://www.be-tse.it/business/improve-performance/risk-compliance/) - It is likely that in addition to the Basel framework and EMIR, further changes driven by MiFID are expected to enforce customer protection. The lack of regulatory harmonisation among European countries represents another significant test for banks, as revealed by the MiFID and the Dodd Frank Act upgrades. This is putting further stress on
- [Corporate Governance](https://www.be-tse.it/investor/corporate-governance/) - Shares Boards Shareholders Meetings Internal Dealing Related Parties Documents Capital Increases IR Contacts
- [Analyst Coverage](https://www.be-tse.it/investor/analyst-coverage/)
- [Key Figures](https://www.be-tse.it/investor/key-figures/) - Income Statement Assets and Liabilities Net Financial Position
- [Business Intelligence](https://www.be-tse.it/business/deliver-solutions/business-intelligence/) - Today, banks and insurance companies require data governance support in designing solutions and implementing projects to both manage the exponential increase in data and extract the correct values from available information. Effective data governance provides high return on IT investments and, from a business point of view, aids in operational and financial options appraisals
- [Capital Markets Systems](https://www.be-tse.it/business/deliver-solutions/capital-markets-systems/) - Financial institutions are upgrading their technology infrastructure by incorporating the latest advances and by developing partnerships with capable enterprise software providers. Banks want to gather their requirements and then outsource ad-hoc software solutions to an expert provider, in order to respond to customer and business needs quickly and effectively. Information technology (IT) systems support
- [Insurance Platform](https://www.be-tse.it/business/deliver-solutions/insurance-platform/) - Traditional insurance intermediaries such as agents and brokers are under pressure from new competition and will have to offer customers advisory services and complex products. While new technologies tend to reduce barriers to entry in most sectors, they also encourage the standardisation of insurance products. While customers will benefit from a competitive market price,
- [Deliver Solutions](https://www.be-tse.it/business/deliver-solutions/) - In Europe, the growing need for productivity and efficiency is fostering the development of large multinational players. These players are investing in internal “shared-services”, which aim to ensure cross-border support for all business units. These large intra-group service operators manage IT, back-office operations, real estate, logistics and procurement. Building an integrated and flexible governance
- [Realizzare le Soluzioni](https://www.be-tse.it/business/deliver-solutions/) - Questo è evidente in molti casi. I nuovi canali di distribuzione allettano e arricchiscono la customer experience diventando un fattore differenziale verso i competitor. Nuove piattaforme di data analytics consentono di elaborare grandi volumi di dati, al fine di creare proposte di valore, su misura per il cliente. Infine, una migrazione verso grandi piattaforme
- [Careers](https://www.be-tse.it/careers/)
- [Asset Monetisation](https://www.be-tse.it/business/support-innovation/asset-monetisation/) - Data monetisation is the process of converting data into useful and valuable insights in order to generate revenue. Organisations with significant data volumes (which can be available in different forms, such as internal or real time streamed data from sources including mobile, social media, location devices and cloud) can capitalise on this by leveraging
- [Digital Marketing & Loyalty](https://www.be-tse.it/business/support-innovation/digital-marketing-loyalty/) - Every moment of contact with a customer generates a valuable source of data for businesses. This data needs to be extracted and interpreted carefully to provide maximum value and insight. To boost engagement and loyalty, it is important to understand how multi-channel customers choose to engage. Already, businesses are using a variety of channels
- [Big Data & Advanced Analytics](https://www.be-tse.it/business/support-innovation/big-data-advanced-analytics/) - Many companies have begun to realise that they already have a lot of data at their disposal, if only they knew how to utilise it. This dataset is only going to increase with research reporting that 90% of data in the world was created in the last three years. The growth of social media
- [Digital Transformation](https://www.be-tse.it/business/support-innovation/digital-transformation/) - Today, despite the level of disruption, digital is only in its early days as mobility, analytics and agility fundamentally change the relationship between companies and their customers. The world of tomorrow is about connections. Individuals will find themselves interacting with hundreds of devices as they go about their daily lives. Everything from security cameras,
- [Dati Rilevanti](https://www.be-tse.it/investor/key-figures/) - Conto Economico Attività e Passività Posizione finanziaria netta
- [Academy](https://www.be-tse.it/careers/academy/) - Prendersi cura delle persone In Be offriamo ai nostri consulenti un ambiente informale e amichevole e l’opportunità a ciascuno di sviluppare le proprie capacità e il proprio talento. Crediamo fermamente nel valore della formazione e siamo costantemente impegnati nell’ampliare e arricchire il nostro portafoglio formativo. Guarda le nostre principali iniziative di training. Be on Campus
- [Academy](https://www.be-tse.it/careers/academy/) - TAKING CARE OF OUR PEOPLE At Be, we take care of our people as much as we take care of our clients. We create a work environment where all our employees are given the opportunity to develop and achieve their goals. To this end we firmly believe in the value of training and are constantly
- [Graduate](https://www.be-tse.it/careers/graduate/) - Be Group offers concrete opportunities to young students and recent graduates to start their career through internships and permanent positions. We're always looking for passionate, well-rounded people with strong academic, and personal skills. We like self-starters who take the initiative and who are both confident working on their own and collaborating with teams. Our working
- [Experienced](https://www.be-tse.it/careers/experienced/) - We constantly enrich our team with experienced consultants with a background in business advisory, system integration and IT consulting. We are looking for professionals with established expertise in information technology who have worked in complex design environments - ideal candidates are enthusiastic about innovation and technological developments, combining technical skill and individual leadership. Negotiation skills,
- [Transformation Programs](https://www.be-tse.it/business/improve-performance/transformation-programs/) - Le linee guida della trasformazione sono dettate da tre fattori principali: l’evoluzione della domanda di prodotti/servizi da parte della clientela, l’innovazione tecnologica che spinge verso un concetto di multicanalità integrata e totale, la competizione che genera nuovi player (es: payment institutions, shadow banks, etc.) e costringe i player tradizionali a essere più competitivi sui
- [Improve Performance](https://www.be-tse.it/business/improve-performance/) - Professional services provide excellence to financial institutions by combining industry knowledge with change management capabilities. This is what players in the financial industry need today, in several areas of their business and operational models, to face the challenges of their changing landscape. In terms of management, the focus is on developing new forms of
- [Locations](https://www.be-tse.it/business/group/our-locations/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Pellentesque blandit est eleifend sagittis ultrices. Donec eleifend enim ut condimentum tempus. Praesent malesuada, mauris ornare auctor tempor, nunc quam porttitor tortor, a lobortis ex sem at libero. Curabitur aliquam ligula eget dolor tempus, at bibendum tellus venenatis. Etiam urna neque, cursus pulvinar velit in, tristique vulputate
- [Gruppo](https://www.be-tse.it/business/group/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut ex diam, vulputate vitae elementum ut, fringilla et ipsum. Suspendisse dictum libero sed venenatis rhoncus. Ut condimentum mi eget lacus consequat lacinia. Etiam tortor metus, tempor nec laoreet nec, elementum sed turpis. Morbi bibendum pellentesque felis sit amet varius. Etiam ac ex eget risus egestas aliquet
- [Our Values](https://www.be-tse.it/business/group/our-values/) - The way we do Offer the highest quality in our areas of intervention, bringing a contribution of specialist expertise as well as method Build concrete proposals for action and actually pursued based on rational occurred Take responsibility "to make the changes happen" that our customers ask us Be independent in analysis, transparent in communication and
- [Our Locations](https://www.be-tse.it/business/group/our-locations/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Pellentesque blandit est eleifend sagittis ultrices. Donec eleifend enim ut condimentum tempus. Praesent malesuada, mauris ornare auctor tempor, nunc quam porttitor tortor, a lobortis ex sem at libero. Curabitur aliquam ligula eget dolor tempus, at bibendum tellus venenatis. Etiam urna neque, cursus pulvinar velit in, tristique vulputate
- [Estrazione Insights](https://www.be-tse.it/estrazione-insights/)
- [Insights 2](https://www.be-tse.it/insights-2-2/)
- [People](https://www.be-tse.it/it/careers/people-2/) - Le nostre risorse hanno attitudini individuali preziose oltre che competenze tecniche eccellenti: visione imprenditoriale, integrità personale e consapevolezza delle proprie capacità. Questa ricchezza umana rende Be un’azienda dove si impara in modo naturale dai colleghi più esperti e dall’interscambio continuo di conoscenze e di esperienze. BE PEOPLE "Prima ancora di entrare in iBe cercavo una
- [Asset Monetisation](https://www.be-tse.it/business/support-innovation/asset-monetisation/) - La monetizzazione dei dati (data monetisation) è il processo di conversione dei dati in informazioni utili e preziose al fine di generare reddito. Le organizzazioni con importanti volumi di dati (che possono essere disponibili in diverse forme quali, dati interni dati recuperati in real time da fonti esterne come il mobile, i social media,
- [Digital Marketing & Loyalty](https://www.be-tse.it/business/support-innovation/digital-marketing-loyalty/) - Ciascun momento di contatto con un cliente genera una preziosa fonte di dati per le aziende. Questi dati devono essere estratti e interpretati con cura per poter generare il massimo valore. Per aumentare l’attrazione e la fidelizzazione dei clienti multicanale, è importante capire come essi scelgono i brand. Le aziende, tuttora, utilizzano una varietà
- [Migliorare le Prestazioni](https://www.be-tse.it/business/improve-performance/) - I servizi professionali, progettati per supportare efficacemente le banche e gli altri attori finanziari, devono avere un fattore specifico in comune: la capacità di "far accadere le cose". Un elemento chiave per far sì che ciò accada è la conoscenza del settore. Operiamo esclusivamente nel settore bancario e assicurativo e ci consideriamo parte integrante
- [Supportare l'Innovazione](https://www.be-tse.it/business/support-innovation/) - Il grande cambiamento deve essere individuato nelle modalità attraverso le quali, oggi, devono essere attirati nuovi clienti e gestite le relazioni con gli stessi. I nuovi valori, percepiti dai clienti sono: trasparenza, chiarezza dell’offerta, velocità, puntualità e precisione nell’operare, accesso immediato e naturale attraverso qualsiasi canale, capacità di generare fiducia. In passato, questi fattori
- [Antonio Taverna](https://www.be-tse.it/a_taverna/) - E’ Presidente del Consiglio di Amministrazione e Sindaco in società quotate, Presidente del Collegio Sindacale di Associazioni, Banche e di SGR, consigliere indipendente in società industriali. E’ membro del Comitato Direttivo dell’AIAF. E’ Consulente e Dottore Commercialista, Docente a.c. presso la Facoltà di Economia dell’ Università Carlo Cattaneo – LIUC, dove tiene corsi semestrali su - Economia
- [Cristina Spagna](https://www.be-tse.it/a_taverna-5/) - Cristina Spagna è Presidente e Managing Director di Kilpatrick, nonché membro del board. Laureata in Psicologia, può vantare un'esperienza ultradecennale nell'Executive Search. Prima di iniziare il suo percorso di carriera con Kilpatrick (2003), ha lavorato per la multinazionale olandese Topstart People e ha coperto il ruolo di HR Manager in Fujitsu-Siemens.
- [Umberto Quilici](https://www.be-tse.it/a_taverna-2/) - La sua crescita professionale e manageriale si è sviluppata in diverse aziende come Italsiel, Logica General Systems e Data Management,dove ha ricoperto la carica di Direttore Generale e di Amministratore Delegato. Nel 1997 nel Credito Italiano ha assunto la posizione di Direttore Centrale con la responsabilità di definire e realizzare la nuova strategia ICT del
- [Bernardo Attolico](https://www.be-tse.it/a_taverna-3/) - Bernardo Attolico is currently an advisor to Muzich's Italian Private Debt Fund, the first fully dedicated Find to finance Italin SME's. Before Muzinich, Bernando was a partner in an investment company for private equity investments on a club deal basis. Previously he was a Managing Director responsible for the coverage of major Italian corporates in the Investment Banking
- [Analyst Coverage](https://www.be-tse.it/investor/analyst-coverage/)
- [Capital Markets Systems](https://www.be-tse.it/business/deliver-solutions/capital-markets-systems/) - Le recenti turbolenze nei mercati finanziari hanno incoraggiato le banche a prestare maggiore attenzione alle innovazioni in ambito tecnologico in grado di produrre un tempestivo cambiamento nel settore. Gli istituti finanziari puntano, una volta definiti i requisiti, ad ingaggiare fornitori software esperti, che realizzino soluzioni ad-hoc in grado di rispondere alle esigenze di business
- [Insurance Platform](https://www.be-tse.it/business/deliver-solutions/insurance-platform/) - Si sta ampliando la gamma di canali distributivi, così come la possibilità, per le imprese, di intraprendere relazioni con i potenziali clienti. Anche se le statistiche sembrano attribuire a Internet un peso non particolarmente rilevante, le nuove tecnologie stanno modificando radicalmente il processo distributivo. Le tecnologie digitali sono infatti destinate a influire sul modo
- [Business Intelligence](https://www.be-tse.it/business/deliver-solutions/business-intelligence/) - Oggi, banche e assicurazioni necessitano del supporto della data governance per disegnare soluzioni ed implementare progetti, mirati a gestire l’esponenziale crescita di dati al fine di estrarre il vero valore reso disponibile dalle informazioni. Un’efficace data governance porta un ritorno importante in termini di incremento del valore degli investimenti IT e, dal punto di
- [Securities & Clearing](https://www.be-tse.it/business/improve-performance/securities-clearing/) - Per evitare nuove crisi finanziarie e monetarie di impatto sistemico a livello globale, la comunità finanziaria ha imposto che i sistemi di pagamento al dettaglio e all'ingrosso evolvano privilegiando lo sviluppo di forme di mercato garantite da titoli. Le attuali modalità di gestione delle garanzie, mostrano inefficienze interne (cioè legate al modello di business
- [Transaction Banking](https://www.be-tse.it/business/improve-performance/transaction-banking/) - In termini quantitativi, nell’attuale contesto di mercato i servizi di pagamento, cash management e trade finance incidono per una quota rilevante dei ricavi delle Banche: in media tra il 5 e il 20% dei ricavi totali e tra il 15 ed il 40% nel segmento Corporate. In particolare, i Paesi europei impegnati a promuovere
- [Credit Products & Processes](https://www.be-tse.it/business/improve-performance/credit-products-processes/) - L’avvento dei requisiti regolamentari di Basilea 3 ha indotto gli istituti bancari a focalizzarsi sull’attività di recupero crediti, in modo da limitare gli accantonamenti necessari a soddisfare i requisiti del Regolatore. In primo luogo, le banche, hanno creato strutture interne, completamente dedicate alla gestione della clientela con indizi di un possibile deterioramento delle esposizioni.
- [Capital Markets](https://www.be-tse.it/business/improve-performance/capital-markets/) - Molti attori sono stati costretti a diventare di nicchia e fornire ai propri clienti prodotti e servizi personalizzati ad alto rendimento. Altri hanno puntato su modelli di espansione mirati al raggiungimento di alti volumi. In entrambi i casi, mantenere lo status quo non è più un'opzione perseguibile. Una strategia di distribuzione che sfrutti i
- [IT & Operations](https://www.be-tse.it/business/improve-performance/it-operations/) - In Europa, la crescente esigenza di produttività ed efficienza stanno favorendo lo sviluppo di grandi aziende multinazionali. Queste aziende stanno investendo per fornire servizi di supporto condivisi, a sostegno di tutte le business unit. Questi grandi fornitori di servizi infragruppo possono gestire l'IT, le funzioni operative di back-office, gli immobili, la logistica e gli
- [Risk & Compliance](https://www.be-tse.it/business/improve-performance/risk-compliance/) - Le istituzioni finanziarie, oggi, sono sottoposte a una forte pressione per creare una struttura organizzativa responsabile, che eviti il ripetersi di crisi finanziarie in futuro. L’introduzione della MiFiD andrà a rinforzare ulteriormente il livello di protezione del, cliente definito dagli Accordi di Basilea e dal regolamento EMIR. La mancanza di armonia normativa tra i
- [Cards & Mobile Payments](https://www.be-tse.it/business/improve-performance/cards-mobile-payments/) - Al giorno d’oggi il contante non la fa più da padrone. I mobile payments rappresentano un mercato in esplosione, con acquisizioni e nuovi operatori che indicano come i consumatori stiano accogliendo la rapida crescita del mobile. Essi scelgono sempre più spesso di effettuare pagamenti in-store via smartphone (o tramite dispositivi indossabili come orologi o
- [Big Data & Advanced Analytics](https://www.be-tse.it/business/support-innovation/big-data-advanced-analytics/) - Molte aziende si stanno rendendo conto dell’enorme quantità di dati a loro disposizione, ma non sanno come utilizzarli. Questa mole di dati è destinata a crescere, le ricerche dimostrano che il 90% dei dati presenti oggi sulla Terra è stato creato negli ultimi tre anni. Un importante contributo è da attribuirsi alla crescita dei
- [Digital Transformation](https://www.be-tse.it/business/support-innovation/digital-transformation/) - Nonostante il livello di pervasività già raggiunto, il digitale è soltanto agli inizi. Concetti quali mobilità, agilità e analytics stanno cambiando radicalmente le relazioni tra le aziende e i propri clienti. Il futuro è la connettività. Ognuno di noi si troverà, quotidianamente, ad interagire con centinaia di dispositivi M2M: telecamere di sicurezza, elettrodomestici, sensori
- [Claudio Berretti](https://www.be-tse.it/a_taverna-6/) - Direttore Generale di Tamburi Investment Partners S.p.A., è in TIP dal 1995. Le sue precedenti esperienze sono state nel Gruppo Fiat Uk Ltd.
- [Anna Zattoni](https://www.be-tse.it/a_taverna-4/) - Dal febbraio 2012 è Direttore Generale di Valore D, la prima associazione di grandi imprese creata in Italia per sostenere la leadership femminile in azienda, dove in precedenza ha ricoperto il ruolo di Consigliere per Vodafone Italia. In Vodafone è stata HR Manager della Direzione delle Tecnologie e HR Manager delle Direzioni Commerciali. In passato
- [Carlo Achermann](https://www.be-tse.it/a_taverna-7/) - Carlo Achermann, dopo il conseguimento della laurea in Economia e Commercio ha iniziato la sua attività lavorativa nel Gruppo IRI e successivamente nel campo della moda nella Società Europa Tessile S.p.A. e Kashiyama S.p.A.. Fondatore nel 1992 della Europa Forum s.r.l. con il figlio Stefano, poi trasformata in E* Finance Consulting, S.p.A. che si occupa di consulenza
- [Carlo Achermann](https://www.be-tse.it/a_taverna-7/) - Carlo Achermann, dopo il conseguimento della laurea in Economia e Commercio ha iniziato la sua attività lavorativa nel Gruppo IRI e successivamente nel campo della moda nella Società Europa Tessile S.p.A. e Kashiyama S.p.A.. Fondatore nel 1992 della Europa Forum s.r.l. con il figlio Stefano, poi trasformata in E* Finance Consulting, S.p.A. che si occupa di consulenza
- [Group](https://www.be-tse.it/business/group/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut ex diam, vulputate vitae elementum ut, fringilla et ipsum. Suspendisse dictum libero sed venenatis rhoncus. Ut condimentum mi eget lacus consequat lacinia. Etiam tortor metus, tempor nec laoreet nec, elementum sed turpis. Morbi bibendum pellentesque felis sit amet varius. Etiam ac ex eget risus egestas aliquet
- [Altri Documenti](https://www.be-tse.it/investor/key-figures/others-documents/) - Statuto Be in vigore Modello Organizzativo in vigore Codice Etico Informativa ai sensi dell'art. 13 del D. Lgs. 196/2003 Relazione sul Governo Societario 2014 Relazione sulle Remunerazioni 2014 Relazione sul Governo Societario 2013 Relazione sulle Remunerazioni 2013 Relazione sul Governo Societario 2012 Relazione sulle Remunerazioni 2012 Relazione sul Governo Societario 2011 Relazione sulle Remunerazioni 2011
- [Informazioni Condivise](https://www.be-tse.it/share-information/) - Analisti INTERMONTE SIM Jacopo Tagliaferri +39 02 77115 230 Banca IMIGabriele Berti +39 02 8794 9821 Dati Base Condivisi Valore Codice ISIN IT0001479523 Simbolo BET Reuters BET.MI Bloomberg BET IM Segmento di mercato STAR Numero di azioni 134.897.272 Valuta EUR Diritto di voto e per azione 1 Indici FTSE All-Share Capped, FTSE
- [Share Information](https://www.be-tse.it/share-information/) - Analyst INTERMONTE SIM Jacopo Tagliaferri +39 02 77115 230 Banca IMIGabriele Berti +39 02 8794 9821 Basic Share Data Value Codice ISIN IT0001479523 Simbolo BET Reuters BET.MI Bloomberg BET IM Segmento di mercato STAR Numero di azioni 134.897.272 Valuta EUR Diritto di voto e per azione 1 Indici FTSE All-Share Capped, FTSE
- [Others Documents](https://www.be-tse.it/investor/key-figures/others-documents/) - Documents Disclosure pursuant to art. 13 of D. Lgs. 196/2003 Report on Corporate Governance and Ownership Structure 2014 Annual Report on Remuneration 2014
- [I Valori](https://www.be-tse.it/business/group/our-values/) - Il nostro modo di agire Offrire la massima qualità nei nostri ambiti di intervento, portando un contributo di competenza specialistica oltre che di metodo Costruire proposte di intervento concrete e realmente perseguibili, basate su razionali verificati Prendere responsabilità del “far accadere le trasformazioni” che i nostri clienti ci chiedono Essere indipendenti nell’analisi, trasparenti nella comunicazione
- [Presentations - Year 2010](https://www.be-tse.it/investor/key-figures/presentazioni-e-documenti-5/) - Presentations Date Lugano Investor Day 28/09/2010
- [Rassegna Stampa](https://www.be-tse.it/it/investors/dati-rilevanti/rassegna-stampa/) - 2015 Data Testata Il Gruppo Be consolida la strategia espansiva in Svizzera 01/09/2015 Italia Oggi Be acquista OSS Unternehmensberatung AG 31/08/2015 Be senza patto di sindacato. Achermann al 16% 11/06/2015 Milano Finanza Be festeggia i conti. E Tip sale di peso 05/06/2015 Milano Finanza Star Conference 2015: Be punta a raggiungere i "Top 3" in
- [Home](https://www.be-tse.it/business/)

## Slides

- [Slide 1](https://www.be-tse.it/slide/slide-1/)

## Jobs

- [Consultant Banking & Financial Services - Appartenenti alle Categorie Protette (D.lgs 68/99) | MILANO](https://www.be-tse.it/it/jobs/consultant-banking-financial-services-appartenenti-alle-categorie-protette-d-lgs-68-99-milano/) - Be Management Consulting è la società del Gruppo Be | Shaping the Future che si occupa di Business Advisory. Tra le più riconosciute del settore per la capacità di gestire e supportare le trasformazioni complesse dell’ecosistema dei Financial Services, Be MC si distingue per la sua capacità di calarsi nella realtà dei suoi Clienti mettendo
- [Consultant Banking & Financial Services - Appartenenti alle Categorie Protette (D.lgs 68/99) | ROMA - PALERMO](https://www.be-tse.it/it/jobs/consultant-banking-financial-services-appartenenti-alle-categorie-protette-d-lgs-68-99-roma-palermo/) - Be Management Consulting è la società del Gruppo Be | Shaping the Future che si occupa di Business Advisory. Tra le più riconosciute del settore per la capacità di gestire e supportare le trasformazioni complesse dell’ecosistema dei Financial Services, Be MC si distingue per la sua capacità di calarsi nella realtà dei suoi Clienti mettendo
- [Consultant - Finanza & Capital Markets APPARTENENTE ALLE CATEGORIE PROTETTE (D.lgs 68/99) | MILANO](https://www.be-tse.it/it/jobs/consultant-finanza-capital-markets-appartenente-alle-categorie-protette-d-lgs-68-99-milano/) - Be Management Consulting è la società del Gruppo Be | Shaping the Future che si occupa di Business Advisory. Tra le più riconosciute del settore per la capacità di gestire e supportare le trasformazioni complesse dell’ecosistema dei Financial Services, Be MC si distingue per la sua capacità di calarsi nella realtà dei suoi Clienti mettendo
- [PMO – Banking & Capital Markets](https://www.be-tse.it/it/jobs/pmo-banking-capital-markets/) - Be Management Consulting è la società del Gruppo Be | Shaping the Future che si occupa di Business Advisory. Tra le più riconosciute del settore per la capacità di gestire e supportare le trasformazioni complesse dell’ecosistema dei Financial Services, Be MC si distingue per la sua capacità di calarsi nella realtà dei suoi Clienti mettendo
- [Capital Markets & Investment Banking | Data Governance & Data Quality](https://www.be-tse.it/it/jobs/capital-markets-investment-banking-data-governance-data-quality/) - Be Management Consulting è la società del Gruppo Be | Shaping the Future che si occupa di Business Advisory. Tra le più riconosciute del settore per la capacità di gestire e supportare le trasformazioni complesse dell’ecosistema dei Financial Services, Be MC si distingue per la sua capacità di calarsi nella realtà dei suoi Clienti mettendo
- [Capital Markets Regulatory & Transformation](https://www.be-tse.it/it/jobs/capital-markets-regulatory-transformation/) - Be Management Consulting è la società del Gruppo Be | Shaping the Future che si occupa di Business Advisory. Tra le più riconosciute del settore per la capacità di gestire e supportare le trasformazioni complesse dell’ecosistema dei Financial Services, Be MC si distingue per la sua capacità di calarsi nella realtà dei suoi Clienti mettendo
- [Quantitative Analyst – Trading, Treasury & Risk Management](https://www.be-tse.it/it/jobs/quantitative-analyst-trading-treasury-risk-management/) - Be Management Consulting è la società del Gruppo Be | Shaping the Future che si occupa di Business Advisory. Tra le più riconosciute del settore per la capacità di gestire e supportare le trasformazioni complesse dell’ecosistema dei Financial Services, Be MC si distingue per la sua capacità di calarsi nella realtà dei suoi Clienti mettendo
- [Senior Consultant | Digital Assets & Blockchain Advisory](https://www.be-tse.it/it/jobs/senior-consultant-digital-assets-blockchain-advisory/) - Be Management Consulting è la società del Gruppo Be | Shaping the Future che si occupa di Business Advisory. Tra le più riconosciute del settore per la capacità di gestire e supportare le trasformazioni complesse dell’ecosistema dei Financial Services, Be MC si distingue per la sua capacità di calarsi nella realtà dei suoi Clienti mettendo
- [Senior Climate Risk & ESG Analytics Specialist](https://www.be-tse.it/it/jobs/senior-climate-risk-esg-analytics-specialist/) - Be Management Consulting, parte del Gruppo Engineering, è tra i principali player in ambito Management Consulting e ICT Solutions. La Società fornisce servizi di Business Advisory, Information Technology e Digital Engagement. Grazie alla combinazione di competenze specialistiche, tecnologie proprietarie avanzate e un patrimonio di esperienza consolidata, il Gruppo supporta primarie istituzioni finanziarie, assicurative e industriali
- [Tech Strategy and Advisory Energy & Utilities | Manager (Roma/Milano)](https://www.be-tse.it/it/jobs/tech-strategy-and-advisory-energy-utilities-manager-roma-milano/) - Be | Shaping the Future, parte del Gruppo Engineering, è tra i principali player italiani nei settori di Management Consultancy e Digital Engagement. Con più di 1.600 dipendenti e sedi in 9 paesi, operiamo in ambito Energy & Utility, Capital Markets, Banking, Payments e Digital Finance. Avrai la possibilità di iniziare un percorso altamente
- [Consultant Energy & Utilities | MILANO/ROMA (Appartenenti alle Categorie Protette - Legge 68/99)](https://www.be-tse.it/it/jobs/consultant-energy-utilities-milano-roma-appartenenti-alle-categorie-protette-legge-68-99/) - Be | Shaping the Future, parte del Gruppo Engineering, è tra i principali player italiani nei settori di Management Consultancy e Digital Engagement. Con più di 1.600 dipendenti e sedi in 9 paesi, operiamo in ambito Energy & Utility, Capital Markets, Banking, Payments e Digital Finance. In Be Management Consulting offriamo l’opportunità di acquisire
- [Strategy Consultant | Area Payments (RM/MI)](https://www.be-tse.it/it/jobs/strategy-consultant-area-payments-rm-mi/) - Be Management Consulting è la società del Gruppo Be | Shaping the Future che si occupa di Business Advisory. Tra le più riconosciute del settore per la capacità di gestire e supportare le trasformazioni complesse dell’ecosistema dei Financial Services, Be MC si distingue per la sua capacità di calarsi nella realtà dei suoi Clienti mettendo
- [Specialista Pagamenti - Monetica (Roma)](https://www.be-tse.it/it/jobs/specialista-pagamenti-monetica-roma/) - Be Management Consulting è la società del Gruppo Be | Shaping the Future che si occupa di Business Advisory. Tra le più riconosciute del settore per la capacità di gestire e supportare le trasformazioni complesse dell’ecosistema dei Financial Services, Be MC si distingue per la sua capacità di calarsi nella realtà dei suoi Clienti mettendo
- [Project Manager – Digital Transformation & Banking Channels](https://www.be-tse.it/it/jobs/project-manager-digital-transformation-banking-channels-2/) - Sede: Milano (smartworking in modalità ibrida) Azienda: Be Management Consulting Settore: Consulenza direzionale e IT per il settore bancario CHI CERCHIAMO Siamo alla ricerca di un Project Manager con 3-6 anni di esperienza nella gestione di progetti di trasformazione digitale, in particolare legati ai canali digitali bancari (internet banking, mobile banking, corporate channels).
- [Senior Consultant/Manager – Banking & Investment](https://www.be-tse.it/it/jobs/senior-consultant-manager-banking-investment/) - Be | Shaping the Future, parte del gruppo Engineering, è tra i principali player europei in ambito Management Consulting e ICT Solutions. Cerchiamo un Project Manager / Analista Funzionale con esperienza nella gestione di progetti Securities, Settlement & Capital Markets Ti occuperai di: Raccolta Business Requirements e Analisi Funzionale Progettazione e ottimizzazione processi Implementazione
- [Analista Funzionale | Banking ESG](https://www.be-tse.it/it/jobs/analista-funzionale-banking-esg/) - Be | Shaping the Future, parte del gruppo Engineering, è tra i principali player europei in ambito Management Consulting e ICT Solutions per il settore Financial Services. Cerchiamo un Analista Funzionale con esperienza nella gestione di progetti di trasformazione tecnologica e digitale in ambito Banking ESG Ti occuperai di: Raccolta Business Requirements e stesura
- [Senior Data Scientist | Big Data & Advanced Analytics (Milano-Roma)](https://www.be-tse.it/it/jobs/senior-data-scientist-big-data-advanced-analytics-milano-roma/) - Sede: Milano - Roma (Ibrido) Azienda: Be Management Consulting Settore: Consulenza direzionale e IT per il settore bancario CHI CERCHIAMO Cerchiamo un Senior Data Scientist in grado di guidare l’analisi e lo sviluppo di soluzioni avanzate di AI e Machine Learning per clienti del settore finanziario. Il candidato ideale possiede competenze nell’analisi dei dati,
- [Blockchain & Stablecoin - Business Consultant](https://www.be-tse.it/it/jobs/blockchain-stablecoin-business-consultant/) - Be Management Consulting è la società del Gruppo Be | Shaping the Future che si occupa di Business Advisory. Tra le più riconosciute del settore per la capacità di gestire e supportare le trasformazioni complesse dell’ecosistema dei Financial Services, Be MC si distingue per la sua capacità di calarsi nella realtà dei suoi Clienti mettendo
- [Software Developer](https://www.be-tse.it/jobs/software-developer/) - Why should you become a #BeSolver? The European Be Group supports the leading financial service providers for the achievement of complex transformations processes. As a result of our strong market position in the DACH region and our high qualified specialists, we support our customers by redesigning business models and by helping them to adapt to
- [IT-Virtualisierung Expert](https://www.be-tse.it/jobs/it-virtualisierung-expert/) - Why should you become a #BeSolver? The European Be Group supports the leading financial service providers for the achievement of complex transformations processes. As a result of our strong market position in the DACH region and our high qualified specialists, we support our customers by redesigning business models and by helping them to adapt to
- [Full-Stack-Developer](https://www.be-tse.it/jobs/full-stack-developer/) - Why should you become a #BeSolver? The European Be Group supports the leading financial service providers for the achievement of complex transformations processes. As a result of our strong market position in the DACH region and our high qualified specialists, we support our customers by redesigning business models and by helping them to adapt to
- [Java developer trading system](https://www.be-tse.it/jobs/java-developer-trading-system/) - Why should you become a #BeSolver? The European Be Group supports the leading financial service providers for the achievement of complex transformations processes. As a result of our strong market position in the DACH region and our high qualified specialists, we support our customers by redesigning business models and by helping them to adapt to
- [Junior Consultant](https://www.be-tse.it/jobs/junior-consultant/) - If you have experience in mobile payments, digital payment processing and infrastructure, expertise in credit card and digital wallets, join our London team. We are looking for dynamic, driven, self-starters with an entrepreneurial spirit who are intellectually curious and have a passionate view about the future of financial services. Qualifications University Business Administration or Tech

## Categories

- [Blog](https://www.be-tse.it/category/blog/)
- [Insights](https://www.be-tse.it/category/research/)
- [Cards & Loyalty](https://www.be-tse.it/category/research/cards-loyalty/)
- [Market & Investment Banking](https://www.be-tse.it/category/research/market-investment-banking/)
- [Life, Pensions & General Insurance](https://www.be-tse.it/category/research/insurance/)
- [IT & Operating Model](https://www.be-tse.it/category/research/it-operating-model/)
- [Retail & Corporate Banking](https://www.be-tse.it/category/research/retail-corporate-banking/)
- [Homepage](https://www.be-tse.it/category/homepage/)
- [Risk & Compliance](https://www.be-tse.it/category/research/risk-compliance/)
- [Transaction Banking & Securities](https://www.be-tse.it/category/research/transaction-banking-securities/)
- [Insights](https://www.be-tse.it/category/research/)
- [Cards & Loyalty](https://www.be-tse.it/category/research/cards-loyalty/)
- [Life, Pensions & General Insurance](https://www.be-tse.it/category/research/insurance/)
- [IT & Operating Model](https://www.be-tse.it/category/research/it-operating-model/)
- [Market & Investment Banking](https://www.be-tse.it/category/research/market-investment-banking/)
- [Retail & Corporate Banking](https://www.be-tse.it/category/research/retail-corporate-banking/)
- [Risk & Compliance](https://www.be-tse.it/category/research/risk-compliance/)
- [Transaction Banking & Securities](https://www.be-tse.it/category/research/transaction-banking-securities/)
- [Homepage](https://www.be-tse.it/category/homepage/)
- [Retail &' Corporate Banking](https://www.be-tse.it/category/research/retail-corporate-banking-research/)
- [Risk &. Compliance](https://www.be-tse.it/category/risk-compliance-2/)
- [Retail &. Corporate Banking](https://www.be-tse.it/category/research/retail-corporate-banking-research-2/)
- [Retail &. Corporate Banking](https://www.be-tse.it/it/category/research/retail-corporate-banking-approfondimenti/)
- [Risk &. Compliance](https://www.be-tse.it/it/category/research/risk-compliance-approfondimenti/)
- [IT &. Operating Model](https://www.be-tse.it/it/category/research/it-operating-model-approfondimenti/)
- [Retail &' Corporate Banking](https://www.be-tse.it/it/category/research/retail-corporate-banking-approfondimenti-2/)

## Tags

- [test1](https://www.be-tse.it/tag/test1/)
- [tag](https://www.be-tse.it/tag/tag/)
- [tag1](https://www.be-tse.it/tag/tag1/)
- [Insurance](https://www.be-tse.it/it/tag/insurance/)
- [Banking](https://www.be-tse.it/it/tag/banking/)
- [Finance](https://www.be-tse.it/it/tag/finance/)
- [Digital Transformation](https://www.be-tse.it/it/tag/digital-transformation/)
- [Agile](https://www.be-tse.it/it/tag/agile/)
- [Customer Experience](https://www.be-tse.it/it/tag/customer-experience/)
- [DevOps](https://www.be-tse.it/it/tag/devops/)
- [Red Hat](https://www.be-tse.it/it/tag/red-hat/)
- [OpenShift](https://www.be-tse.it/it/tag/openshift/)
- [UX](https://www.be-tse.it/it/tag/ux/)
- [Data](https://www.be-tse.it/it/tag/data/)
- [Analytics](https://www.be-tse.it/it/tag/analytics/)
- [Business](https://www.be-tse.it/it/tag/business/)
- [Intelligence](https://www.be-tse.it/it/tag/intelligence/)
- [Data Driven](https://www.be-tse.it/it/tag/data-driven/)
- [IT](https://www.be-tse.it/it/tag/it/)
- [Microservizi](https://www.be-tse.it/it/tag/microservizi/)

## Categories

- [Technology](https://www.be-tse.it/category/technology/)
- [Business](https://www.be-tse.it/it/category/business-it/)

## Locations

- [Munich](https://www.be-tse.it/location/munich/)
- [Frankfurt](https://www.be-tse.it/location/frankfurt/)
- [Zurich](https://www.be-tse.it/location/zurich/)
- [London](https://www.be-tse.it/location/london/)
- [Milan](https://www.be-tse.it/location/milan-it-2-2/)
- [Rome](https://www.be-tse.it/it/location/rome-it/)
- [Stuttgart](https://www.be-tse.it/location/stuttgart/)
- [Palermo](https://www.be-tse.it/it/location/palermo/)

## Nations

- [Germany](https://www.be-tse.it/nations/germany/)
- [Switzerland](https://www.be-tse.it/nations/switzerland/)
- [Italy](https://www.be-tse.it/it/nations/italia/)